Not all auto accident claims require guidance from a legal professional. For example, if you were involved in a minor fender in Winnebago County and you sustained only a few hundred dollars in total property damage, a lawyer is unlikely to be able to add much value to your case. It may be better to pursue any insurance claim on your own.
That being said, if you were injured in a car accident in Rockford, it is imperative that you seek professional legal advice. The personal injury claims process is deeply complex. Sadly, many injured victims struggle to get the full financial support that they deserve. The big, well-staffed insurance companies know how to take advantage of the process — tilting things in their own favor.
Four Ways Your Illinois Car Accident Lawyer Will Help
- Investigating Your Crash — Building a Claim
Illinois is a fault-based auto insurance state. To hold another party responsible for a wreck, a plaintiff must prove fault. Major car accidents should always be comprehensively investigated. Your Rockford auto accident lawyer will conduct an immediate investigation of your crash — gathering evidence and building a strong legal case on your behalf. In addition, your attorney will ensure that you follow all of the required rules and procedures pertaining to personal injury claims. For example, you only have a limited amount of time to bring your case. Under the Illinois statute of limitations (735 ILCS 5/13-202), injured victims have two years from the time of their crash to bring a personal injury claim.
- Dealing With Insurance Companies
Insurance companies are aggressive, for-profit businesses. As soon as an accident is reported, they may try to undermine their financial liability — potentially even blaming you for causing part or all of a crash. Even when liability is not in question, an insurer is likely to push back on your claim. In these cases, insurance carriers usually work to reduce the value of a settlement offer. They will use any information that they can against you. Injured victims should avoid dealing directly with opposing insurance companies. Never agree to give a recorded statement to an insurance adjuster without seeking professional advice. Instead, the best thing you can do to protect your rights is to work with the insurance company through an experienced Illinois personal injury attorney. You have a right to legal representation. Use it.
- Handling Settlement Negotiations
Despite what you may be told on the phone or in a letter, an insurance company is unlikely to lead with its best and final settlement offer. In order to maximize your financial recovery, it is recommended that you hire an experienced car accident lawyer to handle all settlement negotiations. Not only will your lawyer be able to put together the strongest possible claim — carefully assembling relevant medical evidence and proving your losses — but your lawyer will also be prepared for the settlement and defense strategies used by the insurance company. You deserve full and fair financial compensation for your damages.
- Preparing for Personal Injury Litigation
Most car accident injury claims are settled. By some measures, less than five percent of personal injury claims ever make it into the courtroom. Still, injured victims should always be represented by a trial-tested lawyer. Any claim could potentially end up in litigation. If the insurance company does not believe you have a strong case, they may be unwilling to offer a fair settlement. By preparing for a lawsuit and presenting a strong claim, your Illinois personal injury attorney will be able to put you in the best position to achieve successful results.
Contact Our Top-Rated Rockford, IL Car Accident Attorneys Today
At Tuite Law, our skilled Rockford personal injury lawyers have deep experience representing motor vehicle accident victims in Northern Illinois. No matter the specific circumstances of your car accident, we are prepared to take action to protect your legal rights and financial interests. Our team wants to make sure that you know what steps to take after a car accident, which includes:
- Call the police and report your car accident;
- Exchange important information with all other drivers involved the crash;
- Take photographs of the vehicle damage, the crash scene, and secure other relevant evidence;
- Go see a doctor and get yourself a comprehensive medical evaluation; and
- Consult with an experienced Illinois car accident lawyer.
As soon as you reach out to our law firm, we will begin working aggressively on your behalf. Our Rockford car accident attorneys have the skills and experience to help our clients maximize their financial compensation. To set up a free, no obligation review of your case, please contact us today. With an office in Rockford, we represent injured victims throughout Northern Illinois, including in Winnebago County, Ogle County, Stephenson County, Boone County, DeKalb County.