Nearly all workers in the state of Illinois are protected under the state’s workers’ compensation laws. These laws allow workers to recover compensation when they are injured in an on-the-job or work-related accident regardless of fault. In exchange for no-fault benefits, employees are barred from filing a lawsuit against their employer.
If you are injured on the job in Illinois, our experienced Belvidere workers’ compensation attorneys want to make sure that you get the benefits that you are entitled to under the law. To schedule a free consultation, call our offices today or contact us online.
Types of Benefits Provided by Workers’ Compensation Insurance
The workers’ compensation insurance system provides benefits to workers injured on the job. These benefits include:
- Medical benefits;
- Temporary total disability benefits;
- Temporary partial disability benefits;
- Vocational rehabilitation/maintenance benefits;
- Permanent partial disability benefits;
- Permanent total disability benefits; and
- Death/survivors’ benefits.
The type of benefits that you get will depend upon the extent of your disability. In all cases, workers are entitled to the full value of their necessary and reasonable medical expenses.
How to Apply for Workers’ Compensation Insurance
It is important that you follow all required steps to file your workers’ compensation claim. One of the most important requirements that you must adhere to is providing your employer with notice of the incident as soon as possible. To be sure, you should inform your employer of the accident immediately, but no later than 45 days after the occurrence of the accident.
After your report your accident to your employer, your employer is required to file a First Report of Injury form within 30 days. If your employer does not take action to report your injury, or if your employer refuses to pay you benefits, you may file a claim directly with the workers’ compensation commission.
What Happens if My Claim is Denied?
In some cases, workers’ claims are denied, or they are released back to work before they are ready. If this happens to you, you should immediately contact an experienced workers’ compensation lawyer in Belvidere who can help you to appeal a denied claim, or gather the medical evidence necessary to prove that you need more time to recover, and should be allowed to continue receiving benefits during this time. You cannot be fired or retaliated against for filing a workers’ compensation claim or appealing a denied claim.
Contact the Offices of Tuite Law Today
If you are injured during a workplace accident, don’t hesitate to take action. While standing up to your employer when filing a workers’ compensation claim can be tough, you have legal rights.
At the offices of Tuite Law, our knowledgeable Belvidere workers’ compensation lawyers are here for you. If you believe that your claim has been wrongly denied, or if you have questions about the process of filing for benefits, we are here for you. Contact us today online or by phone. A consultation is always free, and we work on a contingency fee basis.